BlockBeats News, April 21st - During the "Decoding Web 4.0: When AI Agent Takes Over On-Chain Authority" roundtable discussion, Infini founder Christian discussed the relationship between stablecoins and AI Agents. He mentioned that the underlying logic of stablecoins is not complicated. Its core lies in two points: first, as a substitute for the US dollar, providing a universal currency with settlement and transaction value for global users; second, it was born and widely used in regions with incomplete financial infrastructure. Therefore, the real demand for stablecoins comes more from emerging markets rather than developed countries with well-established traditional financial systems.

On the practical application side, Christian emphasized that the greatest value of stablecoins lies in the restructuring of payment and settlement efficiency. Compared to the traditional banking system's cost of $30-50 per transaction and a multi-week onboarding period, current on-chain transaction costs have dropped to the level of a few dollars, making micropayments and high-frequency settlements possible.

Using Infini's product as an example, he mentioned that users can generate a stablecoin payment link in one minute without the need for coding skills and quickly distribute it to various social or business scenarios, achieving real-time global payments. This model is almost impossible to achieve in the traditional financial system because companies usually have to go through lengthy onboarding and payment integration processes.